What is a payday advance?
 
In these uncertain economic times, unforeseen events can occur which may require funds that you don't have readily available. Whether it is an unexpected bill, a medical emergency or any other unplanned situation, payday advance can help you out financially between paychecks. Payday advance is simply a small unsecured loan, usually from $100 to $1,000, which allows you to meet your financial obligations until your next payday. You are essentially writing yourself a check for the advanced loan amount, plus a fee, which will be held until your next payday. The application process at advancepayday.org is free of charge and there are no upfront or hidden fees.

What is the approval process for payday advance?
Once you have fully completed the application, the people at advancepayday.org will match your financial needs to one of the payday lenders which best suits your situation. Advancepayday.org has more than 20 of the largest payday lenders available to its customers and they will help you find the loan that is just right for you. They may verify your Social Security number and check your information against national databases which track consumer loans with lending institutions.

Why am I charged a loan fee for payday advance?
You will never be charged a fee for the application or approval processes. The payday advance fee which is charged to you is determined by the actual lender which provides you with the loan and also can vary depending on which state you reside in. Advancepayday.org has one of the largest networks of payday lenders available and they offer some of the lowest fees in the payday advance industry. Also, advancepayday.org has a comprehensive list of reviews and profiles of the lending companies with which they work and this information is available for you to read and investigate before you make your decision.

Once I am approved for a payday advance, how do I actually receive the funds?
Upon approval of your payday advance application, you will be notified by the lending company either through email or the telephone that the money has been deposited into your personal bank account. Most lenders that work with advancepayday.org will have the money available to you within one hour of your application approval.

When will I receive my payday advance?
Most lenders will have the funds wired into your personal bank account within one hour of approval. They will contact you once the funds are available and also will provide you with any other relevant information.

How much money can I receive for a payday advance?
Depending on the information which you provide in your application, the amount varies between $100 and $1,500, with $1,500 being the maximum amount.

I don't have access to a fax machine. Will I still be able to apply for a payday advance?
In most cases, you will not be required to fax your paperwork to the specific lender. If a lender does ask for additional paperwork to process your application, it will probably speed up your approval process if you can fax the requested documentation to them. Many businesses offer faxing services to the public, such as FedEx Kinko's, Office Max, Office Depot, Staples, and Mailbox Etc.

Where do I apply for payday advance?
It's simple! Just click on “Apply Now” and you will be directed to the online loan application. Click here to start the process now!

When I apply for payday advance, I am redirected to SearchingForLenders.com. What is this?
In some instances, advancepayday.org may direct your application to our partner site, SearchingForLenders.com. This is a site which matches borrowers and lenders in real-time and connecting you with them may speed up your application process, allowing you to get approval and the needed funds even more quickly. You can be assured that SearchingForLenders.com is fully committed to the security of your personal and financial information.



 
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